Chapter 1: General Insurance Principals * Adobe Acrobat Reader is required to view and print PDF files. If you do not have Acrobat Reader installed, click here for a free download.
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II.
Reinsurance Underwriting – What is it? - Risk Assessment - Acceptable Risks - Underwriting Criteria - Underwritten Risks Premium Determination The Mortality Table - Common Factors of a Mortality Table - Mortality Table Excerpt
III.
Important Concepts & Terms - Unilateral - Aleatory - Contract of Adhesion - Conditional Contract - Fraud - Fiduciary - Estoppel - Malfeasance - Franchise Insurance Types of Insurance Companies - Lloyd’s of London - Stock Companies - Mutual Companies - Reciprocals - Fraternals - Government Insurers
IV.
Classification of Insurers - By Origin - By Authority - By Financial Soundness The Life & Health Guaranty Association - Important Points - What is the Life & Health Guaranty Association? - Guaranty Association Coverage Limits
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