Chapter 5: Underwriting, Completing the Application & Policy Delivery

I. The Underwriting Process The Life Insurance Application - Signing the Application - Important Points About the Application - Consequences of an Incomplete Application - Completing the Application The Conditional Receipt - Conditions for Temporary Insurance Print Section 1* II. Medical Information/Medical Examinations - Non-Medical Application - Laboratory Screen - Paramedical Exam - Medical Exam - Attending Physician’s Statement What is the Medical Information Bureau (MIB)? - Medical Information Handling The Inspection (Consumer Investigative) Report The Fair Credit Reporting Act Selection and Classification Criteria - AIDS and HIV - Classification of Risks - Factors Used in Rate Making Delivering the Policy The Delivery Receipt III. Take Chapter 5 Test

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